DSCR Rental

Permanent financing of rental properties with short, mid or long-term tenants.

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Property

  • Single-family, townhomes, condos (warrantable & non-warrantable), 2-4 unit, and 5+ units
  • Non-owner occupied investment properties only
  • Rural properties not allowed

Loan Features

  • 30-year fixed or 5, 7, 10 year interest only
  • $100,000 to $3.5 million loan amount (Per Property)
  • Up to 80% loan to value

Borrower

  • No minimum FICO; no recent foreclosures or bankruptcies
  • Entities and individuals
  • Foreign nationals allowed at reduced LTV
  • No employment or income verification

Other Details

  • Close in 2-3 weeks
  • Appraisal required
  • Lower of actual and market rents used to qualify
  • Short Term Rentals Ok
  • No Seasoning Required

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